- No Upfront Payment Required – Receive your card in as little as 3 days
- Overdraft Safety Program – Qualify to receive up to a $1500 cash advance directly to your card
- Rewards Program – Earn 1 point for every $1 spent, redeem points for; LD Phone Calls, Prepaid Wireless Airtime and Music Downloads
- Integrated Bill Pay Service – Pay any bill online or over the phone, even if they don’t accept credit or debit cards
- Convenient Loading Options – Free Direct Deposit or add cash instantly at over 100,000 retail locations nationwide
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | Overall Rating |
| N/A | N/A | N/A | None | N/A | Bad Credit OK |  |
Wired Plastic(TM) Prepaid Visa® Card Review
The Wired Plastic™ Prepaid Visa® Card, issued by BANKFIRST, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card.Although the card does not require a security deposit, it does require payments in advance, which are then used to offset future purchases made with the card.
There is no interest applied on the account, no annual fee, and none of the other charges similarly found with most unsecured credit cards. There are also fewer credentials required in comparison to common unsecured credit cards, such as a no credit check policy, no employment verification, and so forth.
Nevertheless, it is important to note that there are some fees associated with this card, such as a one-time application fee of $9.95, a monthly maintenance fee of $3.95 ($47.40 annually), and a minimum initial load amount of $10. So in the first year alone, a cardholder can expect to pay a total of $57.35 in fees. This is very reasonable for this type of card.
It is common for stored value cards to lack benefits; however, this card does offer automatic bill payment, direct deposit, and access to a unique reward program.
Through the Wired Points Rewards program, one point is earned for each dollar spent on purchases made with the card. Points do not expire and there is no limit to the number of points that may be earned per year. Points can be redeemed for long distance calling cards, music downloads, a variety of ring tones, and prepaid wireless airtime at participating partners.
Therefore, those who are looking for a stored value card to pay in advance for purchases, do not mind paying upfront fees, and will take advantage of the reward program may find the Wired Plastic™ Prepaid Visa® Card to be a beneficial option.
Find Credit Card by Category:
Low Interest Credit Cards |
Instant Response Credit Cards |
Balance Transfers Credit Cards
Cash Back & Rewards Credit Cards |
Frequent Flyer Credit Cards |
Gas Credit Cards |
Guaranteed Approval Credit Cards
Credit Cards For Bad Credit |
Secured Credit Cards |
Student Credit Cards |
Business Credit Cards |
Prepaid Credit Cards
Find Credit Card by Bank:
Advanta Credit Cards |
Bank of America Credit Cards |
Capital One Credit Cards
Chase Credit Cards |
Citibank Credit Cards |
First National Bank of Omaha |
First PREMIER Credit Cards |
HSBC Credit Cards
Find Credit Card by Type: American Express Credit Cards | Discover Credit Cards | MasterCard Credit Cards | Visa Credit Cards