- Introductory 0% APR* on purchases for the first 15 billing cycles after your account is opened
- No annual fee
- Online access to view transactions, pay your bill, view up to 7 years of prior statements and more
- Purchase protection and extended warranty*
- $250,000 in Travel Accident Insurance*
- Up to a 25% discount at select car rental agencies
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | Overall Rating |
| 0% | 15 Months | As low as 11.24% | None | Yes | Good Credit |  |
The Platinum Edition® Visa® Card Review
The Platinum Edition® Visa® Card, issued by First National Bank of Omaha, is designed for those with very good credit who will take advantage of the introductory offer and the platinum benefits.Although this card does not offer a rewards program, it does offer access to various services and benefits including identity theft protection and online account access.
The most attractive benefit of this credit card is the 0% introductory rate that applies to purchases for the first fifteen billing cycles. Once the introductory rate expires, the interest rate for purchases and balance transfers is reasonably low (for those who qualify) and there is no annual fee.
It is important to note that the APRs for all transactions are based on the greater of a variable London Interbank Offered Rate or a fixed rate. This is simply another way of stating minimum caps, which result in APRs that will not go below a predetermined value.
Therefore, those who will take advantage of the introductory offer, the platinum benefits, and plan to pay in full each month after the introductory rate expires (to avoid finance charges) will benefit most from what the Platinum Edition® Visa® Card has to offer.
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