CitiBusiness® Card with ThankYou® Network

Please review the credit card offer information below and click on "Apply Now" to learn more or apply for the CitiBusiness® Card with ThankYou® Network by filling out a secure online application.

0% APR on purchases for 12 months
10,000 ThankYou® Points after $250 in purchases, redeemable for a $100 gift card
3 ThankYou® Points for each dollar spent on eligible purchases at certain office supply merchants and on professional services
1 ThankYou® Point for every dollar you spend on other purchases
No annual fee
Additional cards for employees with credit limits you set

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed	Overall Rating
0%	12 Months	9.99%	None	Yes	Good Credit

CitiBusiness® Card with ThankYou® Network Review

You have a problem. You’re a workaholic. But there’s another problem …you secretly love it. And why not, your hard work is what’s given you all your success, all your money. Bet it doesn’t even feel like work you enjoy it so much.

But do you ever get enough time to really sit down and enjoy everything you’ve sown? One of our nation’s most successful entrepreneurs, Ben Franklin, once cautioned against extremes, recommending moderation in all things. Given his impressive track record, you’ll agree he was on to something.

In today’s modern world, filled with so many wondrous gadgets and so many demands on your time, there is one thing from long ago that still works like a charm: the credit card. Always keeping up with the times and constantly at the forefront of first-rate customer service, Citibank has put a modern spin on the credit card by creating a customized card specifically designed for business owners and top executives who are looking to manage their business-related expenses on one, all-encompassing balance sheet, while still (true to their entrepreneurial spirit) reaping all the benefits and advantages that come with the deal. Enter: the CitiBusiness® Card with ThankYou(SM) Network.

Because you’re someone who can spot a good business venture, it won’t be hard to see why you should go in on this great offer with Citibank. By way of the ThankYou(SM) Network, this Citibank business card has been programmed to earn you three points for every dollar spent on office supplies (when you shop at participating merchants) and professional services, including tax preparation assistance and legal aid. For every dollar spent on all other purchases, you receive one ThankYou point. Points are redeemable for gift cards, merchandise, travel, and more; 10,000 ThankYou points, or a $100.00 gift card, will be presented to you upon reaching $250 in purchases. (Note: Points expire after 36 months, and only 100,000 points may be accrued during a given 12-month period.)

This no annual fee Citi business credit card offers a lucrative, year-long 0% APR on purchases if you sign up today. Furthermore, the card boasts a fairly reasonable interest rate for purchases (9.99% at print time) and balance transfers following the promotional period – a unique asset for a business card. Though, it should be specified that due to the card’s minimum cap of 19.99% on cash advances, the lowest possible APR on this type of transaction may never be reached. Still, it’s an investment worth considering.

Sure, you’ve got it all under control, but a personal business assistant doesn’t sound bad at all. To your benefit, the card brings a built-in Personal Business Assistant program designed to meet all your business travel arrangement needs, including making hotel accommodations, securing restaurant reservations, and coordinating entertainment/event outings – at your disposal 24/7. Additionally, the Personal Business Assistant generates quarterly and year-end account summaries for your records. Account summaries are broken down by employees, spending category, and amount, depending on your needs.

You can request additional cards for employees with credit limits appointed by you, at no extra cost. What’s more, you can also choose to participate in the card’s Prescription Discount Benefit Program, which is available to your employees and their dependents as well (for $10 a month), and receive up to 60% in savings on prescription drugs at over 56,000 pharmacies across the U.S. And for just $8.95/month, you can upgrade your coverage to include vision and dental.

You’re protected when you travel domestically and abroad, with the card’s many travel and emergency assistance services, which include: up to $1 million in travel accident insurance, lost luggage support, emergency transportation, emergency cash replacement, lost/stolen card reporting, medical and legal referrals, retail purchase protection, identity theft protection, no liability agreement on unauthorized transactions, auto rental insurance, and translation services.

Another important platinum cardholder benefit is the ability to mange your account online, from anywhere in the world, at any time, safely and at no cost. You can set up automatic bill payments, track activity, view and download statements, check your available credit and balance, and even request a credit line increase.

You’ll agree that work and play can be a real balancing act, but when you’ve got the backing of a business partner as reputable and savvy as Citibank, you needn’t worry about going over the edge. You know a good deal when you see one. Your business instincts haven’t failed you yet. Sign the dotted line. It’s sure to be one of your career’s finest ventures: the CitiBusiness® Card with ThankYou(SM) Network.

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