Citi® Professional Card(SM) with ThankYou® Network

Please review the credit card offer information below and click on "Apply Now" to learn more or apply for the Citi® Professional Card(SM) with ThankYou® Network by filling out a secure online application.

0% APR on purchases for 12 months*
10,000 ThankYou® Points after $250 in purchases, redeemable for a $100 gift card*
Get 3 ThankYou® Points for every dollar you spend on purchases at restaurants, gas stations, on auto rentals and at certain office supply merchants*
1 ThankYou® Point for every dollar you spend on other purchases*
Online Expense Organizer helps track, categorize and report expenses for billing, reimbursement and taxes
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed	Overall Rating
0%	12 Months	10.99%	None	Yes	Good Credit

Citi® Professional Card(SM) with ThankYou® Network Review

You have a teleconference at 9:30 sharp, then you’re off to a lunch meeting downtown with an important client, you make plans to pick up your drycleaners and drop off those overdue movies you’ve been meaning to return after your meeting, but the office calls and you’re needed back at work right away because your boss needs your help finishing a big presentation that’s due at 3pm.

It’s now 5 o’clock, everyone’s getting ready to leave but you still have three more reports to complete before your flight tomorrow to go see a new client upstate, and it hits you…balancing work and personal life is hard. But it’s even harder when your personal life is your work.

You may feel sometimes that, as hard as you work, you don’t often get the thanks you deserve, but Citibank understands. You have a lot going on, you don’t really mind, you just wish you had a little extra time, some extra help taking care of all those things you keep putting off for later. Thankfully, later is here: the Citi® Professional(SM) Card with ThankYou(SM) Network.

Acting as your own personal assistant, this rewards business credit card will help you get your bills on track; it’ll organize your monthly statements, generate quarterly and annual summaries (for free), and categorize all your expenses, in neat, clean customized reports.

It’s simple. The idea is to help you keep focused on what’s important – your job. And Citibank will take care of the rest. One of the card’s most appealing features is the automatic bill payment option; with it, you can continue going about your business without worrying if you’ve missed a payment. Plus, you can check your balance online, you can check your credit, transfer balances, report your card lost or stolen, and benefit from the card’s several fraud and protection services, including Citi’s Identity Theft Solutions program. You’ll also enjoy direct access to a dedicated team of customer service representatives, in the event that you need additional help.

Through the ThankYou(SM) Network, whenever you buy gas, eat out, rent a car, or buy office supplies from certain merchants, you will receive three bonus points for every dollar you spend, and one point for every dollar you spend on outside purchases. Upon reaching $250 in purchases, you will receive a whopping bonus of 10,000 ThankYou points. Here’s a little secret: 10,000 ThankYou points equal a gift card of $100.00. Points are redeemable for air travel, gift certificates, a variety of merchandise, and even statement credit, and they can really add up. However, you’re only allowed to accrue a total of 100,000 ThankYou points every 12 months; points remain valid for a total of 36 months.

You should know –particularly as someone who’s constantly on the go– that this Citi business credit card comes equipped with important benefits for today’s working professional, such as medical and legal referral services, lost luggage support, auto rental insurance, and up to $1 million in travel accident insurance. Also, the card offers various travel and emergency assistance services, emergency cash replacement, $0 liability on unauthorized transactions, and a no-charge policy on additional cardholders.

The Citi® Professional(SM) Card with ThankYou(SM) Network is a no annual fee credit card with an attractive 0% interest rate on purchases, for twelve months. But even with the expiration of the promotional period, the APR on purchases is considerably reasonable. However, the lowest possible APR on cash advances may be never be reached as a result of the card’s 19.99% minimum cap affiliated with this type of transaction.

Citibank is a pro at making your life easier, always trying to peak your interest, not your interest rate. So, apply today, it’s in your best interest. The Citi® Professional(SM) Card with ThankYou(SM) Network will make work that much more rewarding.

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