Citi® Professional(SM) Cash Card

Please review the credit card offer information below and click on "Apply Now" to learn more or apply for the Citi® Professional(SM) Cash Card by filling out a secure online application.

0% APR on purchases for 12 months*
Earn 3% cash back on purchases made at restaurants, gas stations, certain office supply merchants, and for auto rentals. Plus earn 1% cash back on other purchases*
Online Expense Organizer helps track, categorize and report expenses for billing, reimbursement and taxes
Quarterly and Annual account summaries and categorized statements at no additional cost
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed	Overall Rating
0%	12 Months	9.99%	None	Yes	Good Credit

Citi® Professional(SM) Cash Card Review

Thinking about getting an assistant, you’re so busy? That’s reasonable. You work hard. You deserve a little hand. But before you can find someone, you have to first figure out if it fits in your budget, then you have to go through the candidate screening process, explain your needs, check references, etc. Problem is…you don’t really have time for any of that.

You’re in luck. The Citi® Professional(SM) Cash Card a) knows exactly what your needs are, b) is backed by one of the world’s foremost financial institutions, Citibank, and c) will cost you absolutely nothing to bring onboard ($0.00 annual fee). To boot, this credit card offer comes with a free rewards program, created to compliment the lifestyle of a busy executive or entrepreneur.

Before we get to the goods, let’s review the card’s credentials. As your Personal Business Assistant, the Citi® Professional(SM) Cash Card will help you arrange business dining, entertainment, outings, and travel, including hotel accommodations. This 24/7 service is also programmed to help you gather business information, obtain referrals for marketing and administrative needs, and most importantly, using a free and secure online expense reporting tool, it will categorize all your business expenses in easy-to-read, customized reports. The Business Assistant also generates quarterly and year-end financial statements, broken down by employees ($0.00 charge for adding cardmembers), spending category, or amount. It’ll do whatever you need it to do. It’s there to simplify your life.

You can manage your account no matter where you are, no matter how far. With the card’s free, secure online account services, you can monitor activity, check your balance, check your available credit, submit payments, and even request a credit line increase; if you require additional assistance, there is an around-the-clock customer service hotline at your disposal where you can speak with a live associate instantly (hint: pressing “2” on your phone will bypass pre-recorded menu options).

Whenever you hold a business dinner at a restaurant, or gas your car up because you have to go meet a far-away client, rent a car for a nice, quick getaway, or even buy office supplies (at participating retailers), you will receive a full 3% cash back for every dollar spent, and 1% cash back for every dollar spent on general purchases. Upon reaching $50.00 in cash back rebates, a check will be cut and mailed to you (upon request) in the amount of $50.00. There is a yearly limit of $500.00 Professional Dollars per cardholder. However, Professional Dollars earned on purchases through the Citi Bonus Cash Center(SM) are not subject to this statute.

You don’t have time for any surprises, given your hectic schedule. Seems you almost have to pencil in a time for when to get sick. But everyone knows you can’t predict that. So even though you can’t afford to get sick because it’ll throw off your whole schedule, chances are, sooner or later, you’ll end up having to get some kind of prescription medicine. That is why, as a Citi® Professional(SM) Cash Card member, you will receive 10% - 60% in savings on prescription drugs at over 56,000 pharmacies nationwide. What’s more, for just $8.95 a month, you can upgrade your coverage to include vision and dental discounts.

As if that weren’t reason enough for a great, big smile, the Citi® Photocards program offers added security and a great form of photo identification by putting your picture and signature on the front of the your Citi business card, because protecting your privacy is as important as protecting your health. And because Citibank knows how important it is for you to protect your loved ones and yourself when you travel as often as you do, you and those who travel with you qualify for coverage of up to $1 million in travel accident insurance when you charge plane, train, or bus tickets to your Citibank business card. Other credit card perks include: auto rental insurance, Identity Theft Solutions, $0 liability on unauthorized transactions, legal and medical referrals, lost luggage assistance, translation services, and emergency transportation.

You should also know that for each balance transfer transaction of $1,500 or more, you will receive a total of five Professional Dollars. However, the card does carry a minimum cap of 19.99% on cash advances. That notwithstanding, there is an attractive 0.00% interest rate introductory offer on purchases, lasting twelve consecutive billing cycles. The interest rate for purchases is reasonable after the promotional period ends; currently set at a cool 9.99%.

Every time you take your wallet out, know that you’re putting something right back in.
It’s a good feeling, and it is mutual. Citibank prides itself on helping customers get as much done as possible, without slowing them down. It takes a pro to know one. Apply now for your Citi® Professional(SM) Cash Card. It’s a win-win situation.

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