Citi® Platinum Select® Card for College Students

Please review the credit card offer information below and click on "Apply Now" to learn more or apply for the Citi® Platinum Select® Card for College Students by filling out a secure online application.

0% APR* for 6 months on purchases, cash advances and balance transfers
$0 liability on unauthorized purchases
No annual fee
Free online account management
No minimum income or cosigner required
No annual fee & no balance transfer fee with this offer

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed	Overall Rating
0%	6 Months	10.99%	None	Yes	No Credit OK

Citi® Platinum Select® Card for College Students Review

Everybody loves it when they get a bigger title at work. In some ways, it’s better than a raise. Same thing in school. In high school, you wanted to be elected student council president (a.k.a. the most popular kid in school). Now that you’re in college, your priorities have changed a little…you want to be called an honor graduate. Whatever the case, in order to get where you’ve gotten you had to lay down the groundwork, it didn’t just happen. It was a long way up, but you did it.

In the same way, in order to become a Platinum credit card member, you have to demonstrate honorable credit behavior and noble efforts towards building your credit. In a sensible move, Citibank is now offering, in recognition of these efforts, a fully decked-out Platinum credit card for college students who have expressed a genuine interest in building their credit history. Introducing: the Citi® Platinum Select® Card for College Students.

Citibank appreciates your efforts to build a sound credit history, and now with their backing, your credit score and credit standing will grow even more. This credit card will prove most beneficial for those who plan to pay each billing cycle in full, thereby avoiding finance charges that will apply once the promotional rates expire (explored further in).

You should know that there is no minimum income or co-signer needed to set up an account, so it’s a relatively ‘easy to get’ student card, given, of course, that when the credit card reviews your history, you can demonstrate good credit behavior. After that, you’re set.

The APR for both balance transfers and purchases (set at a comfortable 10.99%, at press time) is average, and there is no annual fee attached to this student credit card; also, there is no balance transfer fee with this offer.

For a period of six months, as part of the promotional package, your APR on all transactions (purchases, balance transfers, and cash advances) will be set a remarkable 0.00%. A very rare, very coveted benefit for a student credit card. You know what this means, you can finally get those new sneakers you’ve been wanting, or buy that mp3 player you’ve been eyeing…get more out of life, with the Citi® Platinum Select® Card for College Students. And when you visit Student.CitiCards.com, you’ll receive big discounts at some of your favorite stores. It’s only for students, and only when you use your Citi card. Hey, you know what they say…you’re only young once!

Additionally, when you visit Students.UseCreditWisely.com, you will receive access to credit education tips and tools…because Citibank wants to help you keep up the good job. Every step of the way, Citibank is there.

It should be noted, however, that some credit lines may be as low as $500.00; also, there is a minimum cap set on cash advances (at a going rate of 19.99%).

As with other Citibank platinum credit cards, cardholders can expect a variety of first-rate benefits and perks that include: discounts on auto rentals, auto rental insurance, up to $1,000,000 in travel accident insurance, medical and legal referrals, emergency cash replacement, and lost/stolen card reporting.

Precisely because you’re on the cusp of entering your adult years, you are more susceptible to fraud crimes, but Citibank, understanding how important it is for you as a college student to preserve a healthy credit record, has taken a number of precautionary measures to help protect your assets, personal information, and privacy, with Citi® Identity Theft Solutions, Citi® Photocard option, and The Lost Wallet® Service. Moreover, you are protected by the card’s built-in no liability agreement on unauthorized purchases, and free, secure online management programs that allow you to safely transfer balances, download statements, and submit payments. Plus, you’ll receive a year-end financial report to help you manage your expenses.

You only go around once. Make it a good run. Citi® Platinum Select® Card for College Students is the next step in your quest for the best in life. Experience for yourself how something so small can open doors so big.

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