
 | - Receive 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 months
- Receive 1% on all other purchases
- Rebate automatically applied to your mortgage principal
- NO CAP or limits on the amount of rebates you can accumulate in a year
- No annual fee
|
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | Overall Rating |
| 0% | 12 Months | 9.99% | None | Yes | Good Credit |  |
Citi® Home Rebate Platinum Select® MasterCard® Review
Remember when you used to play house for fun…how you’d pretend to be married, with kids, a dog, and a nice house…well, now it’s for real. And with all the alarming mortgage rate figures and headlines that you find in the papers these days and hear about on TV, playing house is not as fun as you may have once thought.
It’s no secret. The real estate market’s in a real slump, all across the country. But Citibank –yes, a bank– can help alleviate your mortgage costs. This finance services giant has laid out the foundation for homeowners with good credit to get a break in paying their mortgage.
Citibank’s Citi® Home Rebate Platinum Select® MasterCard® was constructed to help you build a network of big savings, all of which, ultimately, count toward paying off your mortgage. Once a year, Citi will forward your entire rebate inventory to your mortgage company to be applied toward your outstanding principal – all of this, on account of your excellent credit history. The very thing you’ve worked so hard to maintain all these years –your credit standing– will now serve to help you.
When you were little, building blocks were made out of plastic and came in all kinds of different colors, now, with this credit card offer, building blocks will take on a whole new meaning, and name…as you’ll now know them as rebates. Cardmembers will receive a hefty 6% rebate on utilities, cable/satellite TV, Internet connection, and telecommunications for twelve months. At the end of introductory period, cardholders will subsequently collect a rebate of 1% per dollar spent on purchases made with the card. Rebates never expire, and, what’s more, there is no limit on the amount of rebates that can be earned. Pay down your mortgage faster, one block at a time.
Buying a house is major. It’s a big step. And maybe you’re not ready yet. Luckily, you don’t have to be. With this no annual fee, low interest credit card, you don’t have to be a homeowner to be able to reap all the benefits that this card offer brings. Meanwhile you decide when to make the big move, you can start collecting savings in the form of statement credit on your card, which, when you’re ready, you can use to help purchase the house of your dreams. Everything you buy with the Citi® Home Rebate Platinum Select® MasterCard® will bring you closer to home.
This card offers a 12-month long promotion on balance transfers, whereby your interest rate is set at an astounding 0.0%. However, you should note that the introductory offer does not extend to purchases or cash advances; in fact, cash advances carry a 19.99% minimum cap, and there’s a minimum credit limit of $300.00. On the other hand, the Citi® Home Rebate Platinum Select® MasterCard® will provide you with a complimentary year-end financial statement to help you balance your books.
With the card’s automatic bill payment feature, deadlines will be one less thing to worry about. You can also download account statements for free, transfer balances quickly and safely, enjoy a lifelong $0 liability clause on fraudulent charges, pay absolutely nothing ($0) for adding extra cardmembers, receive coverage of up to $1,000,000 in travel accident insurance, receive medical and legal referral services, discounts on car rentals, car rental insurance, emergency card/cash replacement, lost luggage assistance, and a host of other platinum perks.
A house is not a home, we all know that. Especially when you’re too consumed worrying about paying for it, and never have a chance to sit down and enjoy it. The Citi® Home Rebate Platinum Select® MasterCard®, by Citibank, can turn your house into a home. The key is in your hands.
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