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Citi® Gold/AAdvantage® World MasterCard®

Please review the credit card offer information below and click on "Apply Now" to learn more or apply for the Citi® Gold/AAdvantage® World MasterCard® by filling out a secure online application.

Citi® Gold/AAdvantage® World MasterCard®

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  • 15,000 AAdvantage® bonus miles after you make $750 in purchases within 4 months
  • Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 60,000 miles per year
  • Redeem AAdvantage® miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide
  • N/A
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit NeededOverall Rating
N/AN/A14.99%$50; 1st Yr FreeYesGood CreditRated 4 out of 5

Citi® Gold/AAdvantage® World MasterCard® Review

While Citibank offers several credit cards with airline rewards, its Citi® Gold/AAdvantage® World MasterCard® is uniquely designed for American Airlines travelers who can afford to give themselves the occasional luxury of exceeding their credit limit due to their otherwise good credit and payment history.

Citi® Gold/AAdvantage® World MasterCard® distinguishes itself from other airline rewards credit cards not just in its no ‘pre-set spending limit’ policy, it also offers a generous 15,000 bonus miles reward when $750 in purchases is made within the first four months of membership.

Every dollar spent on your Citi® Gold/AAdvantage® World MasterCard® earns you one mile. Miles, of which only 60,000 can be accumulated per year and may never expire, can be exchanged for stays at hundreds of hotels worldwide, free flights via American Airlines and its participating partners (over 25 airlines), and car rentals.

Additionally, enjoy no blackout dates for AAdvantage® award travel on American Airlines, American Eagle, and AmericanConnection® carriers.

It should be noted, however, that the APR for purchases is above average, especially for a rewards card, and there is a minimum cap for cash advances of 19.99%. Even so, in comparison to other airline rewards cards that also have an annual fee, the Citi Gold/ AAdvantage® World MasterCard® may be the better consumer choice. Not only will it waive its annual $50 fee for the first year of membership, you will also receive a free one-month rental of an international cell phone from PlanetFone, so that you may stay in touch on your next trip. Simply call PlanetFone at least four business days in advance of your trip and they will have the phone delivered to your home or office (within the continental U.S.) at no charge. FYI: Return shipping charges are additional.

With membership, you will enjoy access to automatic bill payment, a consumer’s year-end financial report, up to $1,000,000 in travel accident insurance, reduced mileage awards, fraud protection services, and lost/stolen card support, among other gold cardholder benefits.

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