Citi® Driver's Edge® for College Students

Please review the credit card offer information below and click on "Apply Now" to learn more or apply for the Citi® Driver's Edge® for College Students by filling out a secure online application.

0% APR for 6 months on purchases, cash advances and balance transfers
Earn rebates towards any car, new or used
Build your credit history
Free online account management
$0 liability on unauthorized purchases
No annual fee & no balance transfer fee with this offer

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed	Overall Rating
0%	6 Months	14.99%	None	Yes	Fair Credit

Citi® Driver's Edge® for College Students Review

Your first car. Glorious words to a student getting ready to go off to college, but very scary words to the parents of that student. It’s every parent’s nightmare to know their child is going to get behind the wheel, but the Citi® Driver’s Edge® Card for College Students, by Citibank, will help parents rest easy.

Grown folks say it all the time. You don’t appreciate something ‘til it’s gone. Or, in the case of many college students…‘til they’re the ones paying for it. Whether you got a hand-me-down from a relative, whether it’s a brand new car, or even if you’re just leasing a car, paying the note, paying for gas, and paying for maintenance/repairs all take on a new worth when it’s coming out of your pocket. But it doesn’t have to hurt your wallet. Remember, you’re in the driver’s seat now, so you call the shots.

By signing up for the Citi® Driver’s Edge® Card for College Students, your parents will find you are wiser than they suspected. This college student rewards credit card, top rated by cardholders (check out the ratings), will help you care for your car, no matter what make or model, no matter how new or old. And not that your parents wouldn’t give you a hand, but you do not need them to co-sign when you open an account, and there is no minimum income requirement either.

Citi recognizes you as independent and unique, and so, not only are you are allowed to customize your card with a personal photo, this top rated student credit card will help you establish and progressively strengthen your credit history. For the life of your membership, you will enjoy an annual fee of $0, car rental insurance, and discounts on car rentals, should you ever need it.

Surprisingly, this student rewards card carries a steadfast interest rate of 0.0% on all transactions, including cash advances, purchases, and balance transfers (for the first six months). Not so surprisingly, however, given that it’s considered among the best credit cards for students, the Citi® Driver’s Edge® Card for College Students can earn you up to $1,000 in rebates toward a vehicle, every year. Note: The maximum rebate amount that any vehicle may incur is $5,000.

You’ve heard of frequent flyer miles, well now there’s frequent driver miles. Earn rewards for doing something you do every day, something as second nature as eating and sleeping…driving. As a cardmember, you’ll be compensated at a rate of $0.01 for every mile driven, and if the average person drives 10,000 miles a year, that’s $100.00 in rebates for just…commuting to work, commuting to school, or for taking trips to visit your parents and friends.

Parents are always asking if you’ve eaten yet. Sometimes you lie just to get them off your back, other times you may actually not have enough money. Well, with this student rewards card, whenever you purchase something at a grocery store or even at a drug store, including buying gas, you will earn a 3% rebate. And if you make any outside purchases, you’ll earn a 1% rebate.

Through the ThankYou Network®, rebates are redeemable for…get this: gas cards, merchandise, travel, and more. Rebates expire in 5 years, or every 12 months, depending how often you use the card. If the card goes unused for over a year, all accumulated rebates will become null and void.

With the card’s automatic bill payment feature, you can focus on school and forget about missing a payment. Even more conveniently, the Citi® Driver’s Edge® Card for College Student has put in place a free, secure Internet account management program where you can download statements, check your balance, track activity, etc. – at your disposal 24/7. There’s also fraud and security protection services tied to this card offer, as well as an emergency card/cash replacement program, a $0 liability clause on unauthorized charges, medical and legal referral services, coverage of up to $1 million in travel accident insurance, lost luggage help, and access to credit education tips and tools.

If they read this, your parents would totally give you the green light. So, turn the ignition key and take the Citi® Driver’s Edge® Card for College Student for a spin.

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