Citi® Dividend Platinum Select® Card

Please review the credit card offer information below and click on "Apply Now" to learn more or apply for the Citi® Dividend Platinum Select® Card by filling out a secure online application.

Earn 5% cash back at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months and 2% thereafter
Earn 1% cash back on all other purchases
0% APR* on balance transfers for up to 12 months
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed	Overall Rating
0%	Up to 12 Mons.	As low as 10.99%	None	Yes	Good Credit

Citi® Dividend Platinum Select® Card Review

A dividend will mean different things to different people, depending on who you talk to. An attorney, for example, will tell you that a dividend is a sum out of an insolvent estate designated to pay off creditors. To a financer, a dividend represents an amount of money that’s paid to shareholders of a corporation from a pool of earnings. To you, thanks to Citibank, it means cash rewards.

With the Citi® Dividend Platinum Select® Card, dividends take the form of big savings, rebate deals, and bonuses. Additionally, this cash rewards card carries a lifelong $0 policy on the inclusion of extra cardholders; so your loved ones can, too, share all the benefits that this top rated credit card has to offer (as evidenced by the credit card ratings).

According to current cardholders, it is the card’s long term benefits (versus other rewards cards’ passing benefits) that make this cash back rewards card by Citibank one of the best rewards credit cards out there.

Five, two, one. No, it’s not a countdown. The figures in this sequence represent how much you’re going to save every time you use your Citi® Dividend Platinum Select® Card. For every purchase you make at a supermarket, a drugstore, a convenience store, or at a gas station (including utilities, e.g., cable), you will earn a 5% cash back rebate, during a six-month period…just imagine all these savings multiplied by the amount of times you walk into one of these places. After six months, you get 2%, and with this card offer, you earn 1% everywhere else, on everything else. You can even earn cash back on qualifying balance transfers and eligible cash advances.

Every time you make a balance transfer transaction of, or upwards of, $1,500, you will receive $5 Dividend Dollars. When the credit card reviews your dividend total, you will be issued a $50 check for every $50 Dividend Dollars earned. Even though rebates earned on outside purchases are limited to $300.00 a year, you can earn unlimited cash back (an average of 5%) when you shop within the Citi® Bonus Cash Center.

As a credit card with no annual fee, thanks in part to your excellent credit standing, you are free to continue spending and saving with the card’s cash rewards program without being too mindful (exercising personal discretion, of course). To your benefit, the Citi® Dividend Platinum Select® Card is also a low interest credit card, as illustrated by the notably low 10.99% APR (variable) on purchases. While cash advances are set to a minimum cap of 19.99%, there is an interest-free promotional offer on balance transfers lasting 12 months, if you act now.

With this card comes the added protection of Identity Theft Solutions, a no liability agreement on unauthorized transactions, and free, secure Internet account related services, including automatic bill payments.

Other platinum perks include coverage of up to $1,000,000 in travel accident insurance, discounts on auto rentals, auto rental insurance, lost/stolen card reporting, emergency cash replacement, legal and medical referral services, lost luggage assistance, and a complimentary year-end financial statement.

The common denominator here is that, no matter how you slice it, payoffs are greater than payments when you’re a Citi® Dividend Platinum Select® Card member. Doesn’t take a math whiz to figure that out…it’s easy as pi (get it), apply.

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