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Citi® Diamond Preferred® Card

Please review the credit card offer information below and click on "Apply Now" to learn more or apply for the Citi® Diamond Preferred® Card by filling out a secure online application.

Citi® Diamond Preferred® Card

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  • 0% APR* on balance transfers and purchases for up to 12 months
  • Citi® Indentity Theft Solutions
  • $0 liability on unauthorized purchases
  • Secure, free online acount management
  • No annual fee
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit NeededOverall Rating
0%Up to 12 Mons.As low as 8.49%NoneYesGood CreditRated 5 out of 5

Citi® Diamond Preferred® Card Review

For a diamond to form, very specific conditions are required…high pressure temperatures being the most important one. To qualify for Citibank’s Citi® Diamond Preferred® Card, there, too, is a highly necessary condition that must be satisfied: excellent credit.

Owing to your good credit standing, you are a preferred card applicant. And as such, you are one step closer to luxuriating in all the benefits that come with being a cardmember.

Diamonds are forever, this is true, but so are all the advantages that this amply convenient and practical card offers. For the life of your card membership, you will be exempt from having to pay a yearly fee. Additionally, you are privy to perks that include coverage of up to $1,000,000 in travel accident insurance, emergency cash/card replacement, Identity Theft Solutions, lost luggage support, discounts on auto rentals, auto rental insurance, and enrollment in Citibank’s price protection program.

An interest rate of 0.00% will be set on your account for twelve months, applicable towards balance transfers and purchases. Cash advances, however, carry a 19.99% minimum cap, indicating that the lowest possible APR on this kind of transaction may never be reached. Even then, the APR on purchases once the introductory offer expires is very reasonable – as low as a variable 8.49%. Some credit lines, you should know, may be as low as $300.

At your disposal around the clock, Citi® Diamond Preferred® Card’s online account management services are free and completely secure. You can transfer balances safely and fast, check your available credit, view unbilled activity and statements – even download for your records, and pay your credit card bill faster; when you activate the automatic bill payment feature, worrying about missing a deadline will become a thing of the past.

This low interest rate, no annual fee credit card, with its $0 charge policy on adding extra cardholders, provides you with an array of travel and emergency assistance services, including medical and legal referrals, the option to include a personal photo on your card, and a host of other security and fraud protection programs. What’s more, as a courtesy, you will be presented with a detailed financial report at the end of the year.

Diamonds, big and sparkly, are mined in abundance all over the African continent. But with Citibank, you needn’t travel all the way to Africa…the Citi® Diamond Preferred® Card is all the gem you need. Apply now. The reasons are crystal clear.

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