- Earn a full 1% cash back on every purchase
- Get a 20% bonus on the cash back earned on all purchases for the first 12 months
- Checks will be sent automatically every time you earn $50 - no calling necessary
- 0% APR* on balance transfers for up to 12 months
- No annual fee
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | Overall Rating |
| 0% | Up to 12 Mons. | As low as 9.99% | None | Yes | Good Credit |  |
Citi® CashReturns(SM) Card Review
What’s green, small, and fits in your wallet…oh wait, and can multiply itself times 50? Not that easy to answer now, eh. …Well, it’s not money (you wish). Want a hint? Call Citibank, they’ll tell you.As a matter of fact, you don’t even have to call Citibank because when you become a card carrying member of Citibank’s Citi CashReturns(SM) MasterCard®, every time you earn $50 cash back, you are instantly cut and automatically sent a check for –you guessed it– $50. No need to call and ask for it; it’s all taken care of for you.
It doesn’t end there, though. Unlike other cash rewards credit cards, the Citi CashReturns(SM) MasterCard® includes a life-long ‘no-limit’ clause on how much cash you can earn back. Sooner or later, it all comes back to you, and this card sees to it that it’s sooner rather than later.
In fact, for one year, as part of this promotional package, you’ll receive a whopping 20% bonus on the cash back earned through purchases. Also for the length of one year, your interest rate on balance transfers will be set at an incredible 0.0%. And for every year that you’re a cardmember, you will not be charged an annual fee.
You know that expression, “like a kid in a candy store” …well, that’s how you’ll feel when you shop at Citibank’s Citi Bonus Cash Center(SM). It boasts over 400 top retailers and gives you the power to earn an average 5% additional cash back when you shop at any of the participating merchants. Earn a full 1% back on all other purchases.
Some credit lines may be as low as $300.00, but that can change when the credit card reviews your credit history and finds you’re in excellent credit standing, so you have nothing to worry about. This cash back rewards card carries a minimum cap of 19.99% on cash advances, which means that the lowest possible APR on this type of transaction may never be reached. Still, this credit card offers a reasonably low purchase APR, currently set at a noble 9.99%. What’s more, you are granted five CitiDollars for each individual balance transfer of $1,500 or more.
Credit card perks accompanying this offer include, but are not limited to: discounts on auto rentals, auto rental insurance, travel accident insurance, emergency assistance services, Identity Theft Solutions, lost/stolen card reporting, $0 liability for unauthorized purchases, $0 fee on additional cardholders, an end-of-the-year account summary, and free, secure online services, including account management, statement downloads, and faster bill payment options.
Make room in your wallet for something that’s better than money. Think about it. You give money away every time you go to purchase something, but with the Citi CashReturns(SM) MasterCard®, you keep your card forever, and instead of handing over your money, you get money back…and back, and back, and back.
More Credit Card Offers from Citi
- Citi® Platinum Select® Card
- Citi® Diamond Preferred® Card
- Citi® Home Rebate Platinum Select® MasterCard®
- Citi® Platinum Select® AAdvantage® World MasterCard®
- Citi® PremierPass® Card
- Citi® PremierPass® Card - Elite Level
- AT&T Universal Savings Platinum Card
- Citi® Dividend Platinum Select® Card
- Citi® Diamond Preferred® Rewards Card
- Citi® Gold/AAdvantage® World MasterCard®
- AT&T Universal Savings & Rewards Card
- Citi® Dividend Platinum Select® Card for College Students
- Citi® Platinum Select® Card for College Students
- Citi® Driver's Edge® for College Students
- CitiBusiness® Card
- Citi® Professional Card(SM) with ThankYou® Network
- CitiBusiness® Card with ThankYou® Network
- Citi® Professional(SM) Cash Card
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