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Citi® Platinum Select® AAdvantage® World MasterCard®

Please review the credit card offer information below and click on "Apply Now" to learn more or apply for the Citi® Platinum Select® AAdvantage® World MasterCard® by filling out a secure online application.

Citi® Platinum Select® AAdvantage® World MasterCard®

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  • 25,000 AAdvantage® bonus miles after you make $750 in purchases within 4 months
  • Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 100,000 miles per year
  • Redeem AAdvantage® miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide
  • N/A
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit NeededOverall Rating
N/AN/A14.99%$85; 1st Yr FreeYesGood CreditRated 5 out of 5

Citi® Platinum Select® AAdvantage® World MasterCard® Review

Every family has a “star.” That uncle or cousin who’s good at everything…you know the one, always basking in the limelight. Well, in Citibank’s family of airlines rewards cards, the Citi® Platinum Select®/AAdvantage® World MasterCard® is that “relative.” …There’s just something about it.

While there is, indeed, a related semblance of excellence that ‘runs in the family’ with the Citibank travel rewards cards, this particular card manages to stand out from the rest. Its platinum perks and rare advantages make it a truly coveted commodity – one that you’ll want to add to your family.

On your four-month anniversary, the card will present you with 25,000 bonus miles, provided that you’ve accumulated at least $750 in purchases with your card. And for every dollar spent on your card, you will be awarded one mile; miles can be exchanged for hotel stays all around the globe, auto rentals, and free travel via American Airlines and participating carriers, of which there are over two dozen to choose from.

Additionally, with the card’s no blackout dates clause, you can fly wherever, whenever. No problem. American Airlines, American Eagle, and AmericanConnection® have no restricted dates for AAdvantage® award travel. Please be advised, while AAdvantage® miles may never expire (provided that they are redeemed on an 18-month basis), only 100,000 miles may be accrued per calendar year.

As added incentive, the Citi® Platinum Select®/AAdvantage® World MasterCard® also offers travel to select destinations for reduced miles. What’s more, as an esteemed cardmember, you will be granted some latitude in your spending, given your demonstrated excellent credit standing and payment history. Things happen. Especially when you travel. You can never be too prepared. That’s why this card boasts a built-in ‘no pre-set spending limit’ policy – to allow cardmembers the opportunity to exceed their credit limit in the event that they need to. Because Citi understands.

Traveling is always a family affair, whether your family goes with you on a trip or not. They’re there to see you off, they call when you land, and they stay in touch with you throughout your trip. They just want to make sure everything’s okay. So to ease their concerns, Citibank has prepared this airlines travel rewards card with an assortment of travel and emergency service programs, designed to make your trips safe and comfortable. Benefits include travel accident insurance with coverage of up to $1,000,000 (for you and your travel companions), auto rental insurance, lost luggage support, medical and legal referrals, emergency cash/card replacement, $0 liability on unauthorized charges, and fraud/security defenses, including Identity Theft Solutions. Additionally, it will cost you nothing ($0 policy) to add new cardholders (i.e., family members or employees, if you’re a business owner).

It is important to point out that there is an annual fee of $85 connected to this rewards card (which is waived the first year), your credit line may be as low as $2,000 (which can be upgraded when the credit card reviews your credit history), and the interest rate for purchases is fairly high, especially for a rewards credit card (though the rewards appreciably outweigh the rates). Additionally, there is a minimum cap of 19.99% attached to cash advances.

As member, you’ll receive a complimentary year-end financial report to help you manage your expenses; you’re also free to enjoy around-the-clock Internet account management services, safely and at no charge. Set up automatic bill payments, download statements for your records, check your balance, check your credit, transfer balances, and more.

Join the Citibank family. You’ll feel like a star. Let it become a familiar feeling. The Citi® Platinum Select®/AAdvantage® World MasterCard®…rewarding in a world of different ways.

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