- 0% Intro APR on balance transfers and cash advance checks for your first 12 billing cycles
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more
- No annual fee
- Free 24/7 concierge service
- Absolute fraud protection
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | Overall Rating |
| 0% | 12 Months | 9.99%/15.99% | None | Yes | Excellent Credit |  |
Bank of America WorldPoints(TM) Platinum Plus® MasterCard® Review
The Bank of America WorldPoints™ Platinum Plus® MasterCard® Credit Card, issued by FIA Card Services, N.A., is designed for those with very good credit who would like to take advantage of the reward program.Through the reward program, cardholders earn one point for every dollar spent on all qualifying purchases. Points are redeemable for cash, brand-name merchandise, travel with no blackout dates, dining certificates, and more. There is no limit to the number of points that may be earned per year, but any unused points do expire within five years.
The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a very low fixed interest rate for those who qualify once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.99% or 15.99%.
Aside from the reward program, cardholders can expect benefits such as fraud protection, a personal concierge service, and online account access.
Therefore, those who will qualify for the lowest rate offered and will take advantage of the introductory rate and the reward program will benefit most from what the Bank of America WorldPoints™ Platinum Plus® MasterCard® Credit Card has to offer.
More Credit Card Offers from Bank of America
- Bank of America Accelerated Rewards(TM) American Express® Card
- Bank of America® Platinum Plus® Visa® Card
- Bank of America Visa Signature® WorldPoints(TM) Rewards
- Bank of America® Student Platinum Plus® Visa® Card
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