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American Express® Preferred Rewards Gold Card

Please review the credit card offer information below and click on "Apply Now" to learn more or apply for the American Express® Preferred Rewards Gold Card by filling out a secure online application.

American Express® Preferred Rewards Gold Card

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  • First year fee-free - $125 thereafter
  • Get 10,000 Membership Rewards® points redeemable for rewards right away
  • No pre-set spending limit
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide
  • Global Assist® Plus Hotline and many more benefits included
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit NeededOverall Rating
N/AN/AN/A$125; 1st Yr FreeYesExcellent CreditRated 3 out of 5

American Express® Preferred Rewards Gold Card Review

The American Express® Preferred Rewards Gold Card is an ideal card for those who can afford to pay in full each month to avoid accumulating credit card debt, as often can be the case with revolving balances and high interest rates.

Cardholders have access to the Membership Rewards program for no additional fee. Through the rewards program, cardholders earn one point per dollar spent on all purchases. Plus, cardholders will receive 10,000 bonus points after their first purchase, which is equivalent to a $100 gift card at participating merchants and retailers (please refer to the American Express website for a complete list of participating Membership Rewards partners). Points can be redeemed for travel rewards on over 21 airlines and for many other rewards. There is no limit to the amount of points that can be earned, and points never expire.

Although there is a high annual fee of $125 for the basic card and a fee of $35 for additional cards, this fee will be waived the first year for the basic card and for up to five additional cards. This card does provide many additional services and benefits including travel accident insurance, auto rental insurance, purchase protection services, various merchant discounts, and more.

Cardholders will also have access to Gold Card Events, which gives them exclusive access to tickets for select concerts, shows, sporting events, and more.

Therefore, those who can afford to pay in full each month, would like to participate in the rewards program, and plan to take advantage of the many benefits and services provided by American Express® will benefit most from the American Express® Preferred Rewards Gold Card has to offer.

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American Express® Preferred Rewards Gold Card